Our GIS services will be temporarily unavailable on December 18th, 2025, from 8:00 AM to 4:30 PM CST for scheduled server maintenance. During this time, you may experience intermittent downtime while we implement updates to improve performance. We apologize for any inconvenience this may cause.
The Duluth Housing Trust Fund provides flexible gap financing to support neighborhood-scale housing development across the city. The program offers low- to no-interest, short-term construction loans for infill, rehabilitation, and conversion housing projects. Loans are available to developers, builders, and contractors working on both affordable and market-rate housing development. Pre-applications are accepted on a rolling basis. To learn more about the Duluth Housing Trust Fund, please review the program guidelines linked below.