Housing Trust Fund
The Duluth Housing Trust Fund provides flexible gap financing to support neighborhood-scale housing development across the city. The program offers low- to no-interest, short-term construction loans for infill, rehabilitation, and conversion housing projects. Loans are available to developers, builders, and contractors working on both affordable and market-rate housing development. Pre-applications are accepted on a rolling basis. To learn more about the Duluth Housing Trust Fund, please review the program guidelines linked below.
Duluth Housing Trust Fund -- Program Guidelines
Maximum Rents by Bedroom size and Area Median Income (AMI) levels
| 0 | 1 | 2 | 3 | 4 | 5 | 6 | |
| 20% | $352 | $377 | $453 | $523 | $583 | $644 | $704 |
| 30% | $528 | $566 | $679 | $784 | $875 | $966 | $1,056 |
| 40% | $705 | $755 | $906 | $1,046 | $1,167 | $1,288 | $1,408 |
| 50% | $881 | $943 | $1,132 | $1,308 | $1,458 | $1,610 | $1,760 |
| 60% | $1,057 | $1,132 | $1,359 | $1,569 | $1,750 | $1,932 | $2,112 |
| 70% | $1,233 | $1,321 | $1,585 | $1,831 | $2,042 | $2,254 | $2,464 |
| 80% | $1,410 | $1,510 | $1,812 | $2,093 | $2,334 | $2,576 | $2,816 |