Loan and Incentive Programs
The City of Duluth, Housing and Redevelopment Authority of Duluth, Minnesota (HRA), and Local Initiatives Support Corporation (LISC) work closely to provide loan and incentive programs for homeowners, rental property owners, and developers. Contact us today to learn more.
The City of Duluth and Local Initiatives Support Corporation (LISC), with assistance from local partners, is now accepting pre-applications for the Housing Trust Fund! Funds will provide assistance for qualified housing infill and restoration projects. To learn more about programs available through the City and LISC, please review the chart and individual program outlines below. *Programs are intended for homebuilders, licensed contractors and developers; individuals and homeowners are only eligible for Infill ADU program.
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Overview of Programs - City of Duluth
To submit a pre-application, please follow the instructions on the form linked below.
Healthy Homes Homeowner Rehab Program: Zero interest deferred loans of up to $30,000 are available to qualified homeowners for single-family home repair projects (i.e - energy efficiency, roof repair/replacement, window replacement, HVAC, etc.). Contact the Housing and Redevelopment Authority of Duluth to begin the application process.
Exterior Housing Renovation Matching Funds: Deferred loans for renovation costs of up to $15,500 through MN Housing. Contact the Housing and Redevelopment Authority of Duluth to begin the application process or to learn more.
Rental Rehab Loan Program: Zero interest loans of up to $15,000 per rental unit ($10,000 per studio/efficiency unit) to qualified property owners. Contact the Housing and Redevelopment Authority of Duluth to begin the application process.
Ecolibrium3: 2014 W Superior Street, 218-336-1038
- Home energy efficiency, solar power models, sustainable housing solutions
One Roof Community Housing: 12 E 4th Street, 218-727-5372
- Community land trusts, home buyer training and resources, tenant landlord connection, down payment assistance, repair & remodel loans
American Indian Community Housing Organization (AICHO): 202 W 2nd Street, 218-722-7225
- Housing and supportive services, tenant resources, emergency shelter
Local Initiatives Support Corporation (LISC): 202 W Superior Street, 218-727-7761
- Lending and financial support, affordable housing, community engagement
Housing and Redevelopment Authority of Duluth, MN (HRA): 222 E 2nd Street, 218-529-6300
- Section 8 rental assistance, public housing, rental and homeowner property rehab, home ownership assistance
Center City Housing Corporation: 105 1/2 W 1st Street, 218-722-7161
- Affordable housing facility management, case management support, homeless support